The quill had been perfect. Until someone created the pen Investing and borrowing rewritten for all.

FCA regulated and authorised

Over 84,000 investors

Operating since 2010

Over ?3.6 billion spent up to now

FCA authorised and managed

Over 84,000 investors

Running since 2010

Over ?3.6 billion spent up to now

The united kingdom’s most widely used peer-to-peer platform. Peer-to-peer means less expensive for all

It’s your hard earned money that you get the best value from it so it makes sense. By linking those that have cash to take a position with those that wish to borrow it, everybody else gets a far better deal. It’s as easy as that.


You can generate more by buying loans to households that are creditworthy organizations.

Households and organizations

Obtain a versatile loan at competitive rates, with an easy application that will not influence your credit rating.

Listed here is ?20 on us.

Make interest every single day

Spend tax-free inside our Revolutionary Finance ISA

Withdraw your cash effortlessly

Get that loan at competitive prices

With versatile repayment terms

Quick reaction without any effect on your credit rating

The united kingdom’s most well known peer-to-peer platform

Ever wondered exactly exactly exactly how your bank makes cash? By lending your hard earned money. We think that your hard earned money should meet your needs alternatively of somebody else.

This year, we founded RateSetter on that concept. We created a peer-to-peer platform to link anyone who has cash to take a position with those that desire to borrow it. We possibly may perhaps maybe perhaps not provide the lounge marble and service foyer of one’s bank, but we occur for folks who want worthwhile opportunities. Or perhaps a competitive loan.

We have been devoted to being the UK’s best & most peer-to-peer that is liquid (maybe that’s why we’re also widely known).

Suggested reading: separate summary of investing with RateSetter

Peter Behrens 8 Jan 2020

RateSetter frequently gets reviews that are positive and it is usually covered within the nationwide and economic news, however a review that is recent 4 th Method caught my attention. This review that is independent by the planet’s first research agency for P2P financing, is specially wel.

A milestone for peer-to-peer investing.

Mario Lupori 9 Dec 2019

The conclusion of the entire year might be approaching, but today marks the beginning of an era that is new peer-to-peer investing. RateSetter established about ten years ago, providing individuals the chance to earn much more on their cash. Since that time, RateSetter has generated an unrivalled.

RateSetter Xmas opening hours

RateSetter Notices 27 Nov 2019

Our client Services team shall be accessible through the xmas duration. Our opening times is likely to be the following: We desire all our clients an extremely pleased Christmas time!

Welcome to Access, Plus and Max!

Mario Lupori 3 Oct 2019

I will be pleased to state our three investment that is new – Access, Plus and Max – established today and they are prepared for you really to enjoy. Here’s a fast reminder of just what our new services bring: Liquidity: we realize that usage of your cash is essential.

LendIt Fintech European countries 2019: “There’s an abundance of opportunity”

RateSetter Notices 1 Oct 2019

A week ago the fintech that is european collected in north London for LendIt European countries 2019.

A highlight of this occasion had been a conversation of exactly just just what year that is next more likely to hold when it comes to peer-to-peer sector, by which our CEO, Rhydian Lewis, shared their ideas.

Presenting our brand brand new investment services and products

Mario Lupori 3 Sep 2019

RateSetter’s aim would be to deliver the many constant comes back plus the many investment that is liquid peer-to-peer investing. We’ve a history approaching a decade of accomplishing exactly that and think the new items lay the building blocks for the following 10.

Making interest more interesting

John Battersby 7 Aug 2019

It is often advertised that Albert Einstein as soon as stated that substance interest may be the wonder that is eighth of globe. Placing apart issue of whether Einstein really did state this, compound interest is obviously a trend that anyone seeking to gr.

RateSetter ISA passes ?250m in subscriptions

RateSetter Notices 4 Jul 2019

In less than 1. 5 years since its launch in February 2018 the RateSetter ISA has drawn significantly more than ?250m in subscriptions, including ?50m of inflows throughout the last 3 months alone. We wish to thank all our investors for selecting to spend wit.

Summer time 2019 investor news

Mario Lupori 21 Jun 2019

I will be the principle Investments Officer only at RateSetter.

I’d like to introduce the initial in a number of periodical updates on developments which can be strongly related your investments with RateSetter, addressing news through the peer-to-peer sector, styles.

RateSetter celebrates Queen’s Award winnings at Buckingham Palace

John Battersby 18 Jun 2019

On Tuesday 11 June, we celebrated winning the prestigious Queen’s Award for Enterprise at a reception that is royal at Buckingham Palace. Our CEO, Rhydian Lewis, and our mind of riches Management, Alexa McAlister, explain why getting the Queen’s.

Interview with Michael Hoare, Chief Credit Officer

John Battersby 6 Jun 2019

Michael Hoare oversees RateSetter’s credit function. We chatted to Michael exactly how RateSetter manages lending danger and the Provision Fund. Exactly what does a Chief Credit Officer do? My part would be to manage risk that is lending the aim of making certain.

Brand brand New methodology for determining anticipated Provision Fund outflows

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